Finanças comportamentais
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Arquivos
Data
2011
Tipo de documento
Dissertação
Título da Revista
ISSN da Revista
Título de Volume
Área do conhecimento
Ciências Sociais Aplicadas
Modalidade de acesso
Acesso aberto
Editora
Autores
Haubert, Fabricio Luis Colognese
Orientador
Lima, Carlos Rogério Montenegro de
Coorientador
Resumo
Finanças Comportamentais representa uma nova área de estudo que busca analisar os aspectos psicológicos dos indivíduos no processo de tomada de decisões financeiras. Estudos nessa área buscam verificar premissas assumidas pelas teorias mais tradicionais, em particular a da racionalidade dos agentes econômicos. O estudo de Finanças Comportamentais tem como objetivo aperfeiçoar o modelo econômico-financeiro por meio da incorporação de evidências sobre a irracionalidade do investidor. Neste contexto, o objetivo desta pesquisa é compreender o comportamento dos estudantes de pós-graduação stricto sensu brasileiros e portugueses quanto à sua atuação em investimentos com base nas finanças comportamentais. A fim de obter maiores informações sobre o perfil comportamental de investidores e futuros investidores, foi realizada uma pesquisa quantitativa para coleta de dados com uso de um questionário composto de 15 questões aplicadas a 224 estudantes de stricto sensu da Grande Florianópolis-Brasil e da cidade de Lisboa-Portugal. Foi possível identificar que o perfil conservador predominou nos dois países. Também verificou-se que os estudantes apresentaram aversão ao risco no campo dos ganhos e propensão ao risco no campo das perdas. Assim é possível afirmar que ocorreu o efeito reflexo na presente pesquisa.
Behavioral Finance is a new area of study that seeks to analyze the psychological aspects of individuals in making financial decisions. Studies in this area are intended to verify assumptions made by more traditional theories, in particular the rationality of economic agents. The study of Behavioral Finance aims to improve the economic and financial model through the incorporation of evidence of investor irrationality. In this context, the objective of this research is to understand students' behavior post-graduate studies in Brazil and Portugal regarding their performance in investment based on behavioral finance. To learn more about the behavioral profile of investors and prospective investors, a survey was conducted to collect quantitative data using a survey comprising 15 questions for 224 students in the strict sense of Florianópolis, Brazil and the city of Lisbon, Portugal. It was possible to identify the conservative profile predominated in both countries. It was observed that students showed risk aversion in the field of gains and risk propensity in the field of losses. So we can say that the reflection effect occurred in this study.
Behavioral Finance is a new area of study that seeks to analyze the psychological aspects of individuals in making financial decisions. Studies in this area are intended to verify assumptions made by more traditional theories, in particular the rationality of economic agents. The study of Behavioral Finance aims to improve the economic and financial model through the incorporation of evidence of investor irrationality. In this context, the objective of this research is to understand students' behavior post-graduate studies in Brazil and Portugal regarding their performance in investment based on behavioral finance. To learn more about the behavioral profile of investors and prospective investors, a survey was conducted to collect quantitative data using a survey comprising 15 questions for 224 students in the strict sense of Florianópolis, Brazil and the city of Lisbon, Portugal. It was possible to identify the conservative profile predominated in both countries. It was observed that students showed risk aversion in the field of gains and risk propensity in the field of losses. So we can say that the reflection effect occurred in this study.
Palavras-chave
Finanças pessoais, Investimentos